There’s no reason why every homeowner hasn’t used at least one of these incredible money-saving tricks.
You are fortunate enough to own a home and no longer have to pay rent. But that doesn’t mean that home ownership is reasonably-priced.It can be hard to set aside some of what you earn and not spend it and we all know the costs from the mortgage, utilities, maintenance and upkeep can be expensive.
Fortunately, there are some little-known tricks to save homeowners thousands per year. Use this guide to see how much you could save your family!
1. Refinance With The Government’s HARP Program
Still unknown to many, this brilliant government program called the Home Affordable Refinance Plan (HARP) could benefit millions of Americans and reduce their monthly payments by as much as $4,264 each year! Homeowners have even used HARP to eliminate up to 15 years of mortgage payments!
If you’re a homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed by Obama to help the middle class senior Americans to pay less on their monthly mortgage bills. Some are saving as much as $4,264 yearly! Initially, it was set to expire last year but it has been extended to 2018 (for now, who knows what will happen in a few months?). You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.
The Government wants the banks to cut your rates, which puts more money in your pocket! This program has already helped more than 3.3 million U.S. households to refinance. It still could help hundreds of thousands – if only more homeowners would apply.
How Do I Qualify?
Step 1: Click your state on the map to instantly check your eligibility for free.
Step 2: View your new lower rate and save money! Click here to see your new lower rate.
Select Your State:
2. Save Money On Your Power Bill By Installing Solar Panels
Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners in specific zip codes are getting thousands in rebates to install solar panels. This is the 1 simple truth your power company doesn’t want you to know. Has your power company told you that? Of course not. They hope homeowners don’t learn about this brilliant way to reduce your energy bill tremendously!
When homeowners check whether they qualify many are shocked that subsidies and rebates can cover a lot of the costs associated with installation so it greatly reduces the amount you’ll have to pay. Many may qualify for $0 down! It’s 100% Free to see if you qualify and it only takes 2 minutes. No one would have thought solar would be as cheap as it is today. Besides cutting down on energy costs and preserving the environment, some homeowners are making money by selling excess solar generated power back to the grid.
3. Never Pay For Home Repairs
Many people simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
Still unknown to many is a brilliant Home Warranty Program called the Choice Home Warranty that could benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more! You likely have homeowners insurance, right? A home warranty plan is similar to homeowners’ insurance, but it actually covers many things that an insurance plan won’t like a broken refrigerator, a broken furnace, broken heater / AC or an electrical malfunction on a ceiling fan.
Often times, new homeowners are offered a 1 or 2 year home warranty plan when they purchase a home. This is generally a huge plus for the home buyer because it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren’t fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to fix!
Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you’ve lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforeseen home repairs!
Here’s what credit card companies don’t want you to know…and what thousands of consumers are quickly learning about paying off their debt: Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable.
If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below. This proven debt relief program made available for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then look no further than this!
This one is a great money saving idea for all homeowners. We’re living in 2018 and this means burglars are actively watching out for homes that don’t have home security systems. After all, why would they risk robbing a well defended home when there are tens of easier targets on in the same neighbourhood?
By installing a security system not only will you deter possible burglars away from your home, but will also save big money on your homeowners’ insurance policy. Installing an alarm system can get you approximately 10-20% off of your homeowners insurance(which is usually mandatory if you own a home).
And you might think that getting the system installed is going to cost you a lot, but luckily you’re in for some good news! In some cases, you’ll save more than what you pay for the system itself. House alarm companies are pretty desperate at the moment, so it’s quite easy to get a good deal. For example, one of the most reputable alarm system companies – ADT is offering over $800 in savings if you just pay the installation fee. This means that for just $99 you get a free alarm system for a whole year – and you can cancel after a year if you want.
This is especially important for seniors who live alone because it helps them get medical aid in case of an emergency. Click here to get your $800 discount when installing a home alarm system.