Many seniors don’t know they can save a lot of money just by accessing some exclusive discounts. Retirees are offered benefits on some restaurants, retailers, hotels, etc. but no one is going to tell them about this unless they ask!
So the next time you’re thinking of making a purchase you should simply ask: “Is there a senior discount?” and see what happens. You’ll likely be able to save money on most of the things you currently spend on. Below you can find a list of discounts our team curated for 2018. You can read about them below and if you want to get access just click the buttons provided to instantly claim your discount!
1. Get a Better Rate On Your Mortgage With HARP
If you’re a homeowner born before 1985 you might be in for a few thousand dollars in savings. The HARP (Home Affordable Refinance Plan) is helping tens of thousands of Americans pay less on their monthly mortgage bills. Some are saving as much as $3500 yearly! Initially, it was set to expire last year but it has been extended to 2018 (for now, who knows what will happen in a few months?). If your credit is not excellent, then this may not be for you as good credit is required to qualify.
The good news is it’s very easy to check, you just need to visit Harp Mortgage Quiz and fill out a short quiz (takes 1 minute). If your credit is good, then this could be the easiest $290/month you’ve ever made.
2. Get a Home Alarm System
Although you can probably skip this one if you’re a renter, homeowners will definitely want to read further. We’re living in 2018 and this means burglars are actively watching out for homes that don’t have home security systems. After all, why would they risk robbing a well defended home when there are tens of easier targets on in the same neighbourhood?
Moreover, a house alarm will save you money on homeowners insurance policy. In some cases, you’ll save more than what you pay for the system itself. House alarm companies are pretty desperate at the moment, so it’s quite easy to get a good deal. For example, one of the most reputable alarm system companies – ADT is offering over $800 in savings if you just pay the installation fee. This means that for just $99 you get a free alarm system for a whole year – and you can cancel after a year if you want.
This is especially important for seniors who live alone because it helps them get medical aid in case of an emergency.
3. Never Pay For Home Repairs
Many people simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.
4. Getting Cruise Deals
Thanks to online websites it is not very easy to find great deal for all types of cruises.
It really is no wonders that Cruises are one of the top holiday destinations for tourists. They’re predictable because you can buy an all inclusive travel option so you just have to sit back and relax — no need to even bring your wallet! However, you must keep in mind that not all cruise companies have discounts, so it’s best to shop around before booking.
5. Save Money On Your Power Bill By Installing Solar Panels
Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners in specific zip codes are getting thousands in rebates to install solar panels.
Due to Trump’s new tariffs, solar panels are about to get a lot more expensive, so the time to act is now. Find out if your zip code qualifies but make sure to enter a correct phone number for to verify your identity.
It’s 100% Free to see if you qualify and it only takes 2 minutes. No one would have thought solar would be as cheap as it is today. Besides cutting down on energy costs and preserving the environment, some homeowners are making money by selling excess solar generated power back to the grid.
6. Pay Less On Your Auto Insurance Rate
Recent studies show that most Americans are overpaying for auto insurance, especially seniors who don’t take the time to shop around for a better quote either because they don’t have time or because they have a good relationship with their current broker. However, if you’re now paying more than $50 per month and have had no accidents in the past two years you can surely get a much lower car insurance rate. The only way to make sure you get the best deal is to let insurers fight for your business by showing you their best rates – this website does just that and it’s is called Best Quotes Auto Insurance. Make sure to specify you are a senior citizen if you’re unhappy with the rates provided as it may be possible to get a discount that way.
7. Save On Medical Bills
It seems that year after year medical costs keep going up while our incomes don’t really keep the pace. Most retired people need to take some sort of medication, so it makes perfect sense that getting the right medical insurance is very important.
Discounts do change depending on location, so make sure you ask your insurer about what’s covered in your area. In fact, there are many benefits and discounts for seniors they don’t even know they can get.
8. Take Surveys and Get Paid
The truth is a lot of us have a lot of free time when we retire. We also have phones and laptops. So why not combine the two and make money from home? There are many websites out there helping people make money by answering surveys, but Survey Junky is by far the best one. You just need to provide them with some information about yourself and they will match you with surveys ordered by big brands. You can get the payouts via Paypal or via gift cards. To be honest, this won’t make you thousands each month, but it will pay for some expenses every once in a while and it only takes a few minutes a day.
9. Get Discounts When Eating Out
You might think eating out has nothing to do in a list of things that help you save money, but you’d be wrong. There are many discounts for seniors, here are just a few:
■ McDonald’s: discounts on coffee and beverages (55+)
■ Whataburger: free drink with purchase of a meal, depending on location (55+)
■ Wendy’s: give free coffee or other discounts depending on location
■ Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Golden Corral: Senior discount varies by location
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location
■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
■ Old Country Buffet: Daily discounts for seniors (55+)
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small Sunday during non-breakfast hours
■ Fazoli’s: Join “Club 62” for special senior menu items (62+)
■ KFC: free small drink with any meal depending on location (55+)
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)
10. Save on Life Insurance
Unfortunately, as we get older the premiums for life insurance keep increasing. In fact, typically the premium rises 9-10% for every year of age. For senior citizens it is therefore quite difficult to find a good policy after a certain age. The best way to get the cheapest life insurance policy is to compare quotes from multiple carriers, but that takes up a lot of time and energy. Thankfully, there are websites where you can enter your information once and their systems will find the best quotes from all providers in your area.
11. Save Thousands on Car Repairs With Fixd
Have you ever gone to an auto repair shop for an oil change, only to have the mechanic say you need a new transmission? Or has the mysterious “check engine” light come on, and next thing you know the mechanic has a list of expensive engine parts that need replacing? Unfortunately, mechanics know taking advantage of people is easy, given their lack of knowledge about car maintenance needs. But there’s a new device you can carry with you in your car to tell you exactly what’s wrong with it. If you own a car built after 1996 then you can use this brilliant new device called Fixd to instantly diagnose any car problems. This means the next time your “Check Engine Light” happens to come on, you’ll know exactly what the issue is and the Mechanics won’t be able to lie to you! In the United States alone, this product did over $50,000,000 in sales in 2017.
Click Here to Learn More About Fixd
12. Make Your Computer Faster With Xtra-PC
After some time all computers start to freeze, load websites too slowly and behave weirdly. Usually it is because they’re outdated and what most people end up doing is shelling out money for a brand new one. However, there’s a new device that recently hit the market and it’s literally giving painfully slow computers a new life!
Xtra-PC works by just plugging in a USB drive in your old computer. No need for complicated tutorials or calling a friend to help get it installed. You’ll be amazed at how well your computer will perform.
Click Here to Learn More About Xtra-PC
12. Get A Reverse Mortgage
Now although a reverse mortgage is available to older homeowners, it’s still a loan and should be looked at as such. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. This could be a great option for you if you have a lot of home equity built up, but need some extra money to live during your retirement years. Many retirees have worked hard all their lives and have most of their money tied up in their homes but don’t want to sell because they enjoy the area they live in. That’s where a reverse mortgage can be particularly useful. You can visit MortgageAdvisor to learn more information.
13. Go Shopping
Banana Republic, Kohl’s, Marshall’s and Stein Mart
You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
14. Get Cheaper Hotel Rooms
If you want to settle down for the night someplace away from home you can be sure to get a discount at Marriott, Comfort Inn, Motel 6 and more.
Keep in mind that discounts may vary and change without notice.
- Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
- Red Roof Inn – option of “senior rate” when you book online, may not be available for all locations
- Choice Hotels – 10% discount if you book in advance (60+)
- Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
- La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
- Omni Hotels – varying offers at participating locations (55+)
- Motel 6 – 10% discount (60+). Call and book over the phone in order to get discount
- Wyndham Hotels – varying offers at participating locations (60+)
- Hampton Inns & Suites – 10% off when booked 72 hours in advance
15. Save on Groceries
Once you’ve used your senior discount at all of your favorite restaurants, you’ll need to buy some groceries. Lots of stores give a senior discount – you just need to ask.
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Publix – weekly discount on Wednesday depending on location (55+)
- Fred Meyer – 10% senior discount on the first Tuesday of every month
- New Seasons Market – 10% discount every Wednesday
- Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly – varying discounts at participating locations
- Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
16. Visit a Museum
Natural History Museum, Museum of Science and Industry, Metropolitan Museum of Art
Museums are a great way to spend time with your loved ones, so why not get discounts on those museum tickets. Most museums offer reduced ticket prices for senior citizens, for example Natural History Museum of Los Angeles offers a 25% discount for senior citizens.
Also, many museums in the U.S. have Free Admission Days, where citizens can enjoy the exhibitions for free. It is best to plan in advance and check the particular museums website for senior discounts. Also, there is always an option of calling the museum administration if you have any unanswered questions.
17. Eliminate Body Pain by Massaging Your Feet – 50% Discount
Taking inspiration from the ancient practice of reflexology, Euphoric Feet will massage your way to better health. The magnetized insoles will stimulate precise pressure points on the soles of your feet to relieve strains, reduce pain, and boost your energy levels. Seniors can get 50% off by simply by using our link.
On each insole, there is 400 acupoints to target key areas of your body alongside healing magnets that will balance your body’s natural electromagnetic levels. Reduce your back pain and release harmful toxins from your body – Euphoric Feet is just like having a massage therapist wherever you go.
18. Save on a Personal Protection Alarm
Inspired by the Military, this innocent-looking device uses ear piercing sound to deter bad guys and is quickly becoming one of the most sought after safety devices! Right now you buy it at 66% off.
TigressAlert is a great little device that can protect you and your loved ones from an attack. You can use it to attract people’s attention in a dangerous or life-threatening situation. It works by producing a sound that is over 130 decibles – this is equivalent to the sound of a military jet engine taking off from an aircraft carrier. That’s louder than a jackhammer, car horn, or an ambulance siren!
TigressAlert conveniently clips onto your keys, or jackets for quick access in emergency situations. Concerned parents are massively ordering this tiny but powerful device for their children.
19. Consolidate All Your Existing Debt Into One Simple Payment
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. The likelihood in these circumstances of reducing interest rates is very high, and there are many firms out there who will walk you through the process making it simple and painless. If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below.