Many seniors don’t know they can save a lot of money just by accessing some exclusive discounts. Retirees are offered lots of benefits, but no one is going to tell them about this unless they ask! So the next time you’re thinking of making a purchase you should simply ask: “Is there a senior discount?” and see what happens. You’ll likely be able to save money on most of the things you currently spend on.
And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known government programs. Below you can find a list of discounts our team curated for 2018. You can read about them below and if you want to get access just click the buttons provided to instantly claim your discount!
1. Use HARP – Let The Government Pay For Your Mortgage
If you’re a senior homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed by Obama to help the middle class senior Americans to pay less on their monthly mortgage bills. Some are saving as much as $4,264 yearly! Initially, it was set to expire last year but it has been extended to 2018 (for now, who knows what will happen in a few months?). You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.
The good news is it’s very easy to check, you just need to visit Harp Mortgage Quiz and fill out a short quiz (takes 1 minute). So while the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save hundreds each year.
2. Pay Less On Your Auto Insurance Rate
Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies show that most Americans are overpaying for auto insurance! If you’re now paying more than $50 per month and have had no accidents in the past two years you can surely get a much lower car insurance rate. The only way to make sure you get the best deal is to let insurers fight for your business by showing you their best rates – this website does just that and it’s is called Best Quotes Auto Insurance. Make sure to specify you are a senior citizen if you’re unhappy with the rates provided as it may be possible to get a discount that way. Most seniors don’t even know these discounts exist. Click here to read how seniors can save money on car insurance.
3. Owe More Than $10,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Owe a lot of money in a credit card debt? This is what credit companies don’t want you to find out: Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable.
If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below. This proven debt relief program made available for seniors can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then look no further than this!
4. Get Government Rebates To Go Solar And Cut Your Energy Bill
Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code you can get paid to go solar! Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners in specific zip codes are getting thousands in rebates to install solar panels.
Due to Trump’s new tariffs, solar panels are about to get a lot more expensive, so the time to act is now. Find out if your zip code qualifies but make sure to enter a correct phone number for to verify your identity. It’s 100% Free to see if you qualify and it only takes 2 minutes!
No one would have thought solar would be as cheap as it is today. Besides cutting down on energy costs and preserving the environment, some homeowners are making money by selling excess solar generated power back to the grid. Senior homeowners can literally save $1,000’s of dollars just by using this program.
5. $800+ Discount On a Home Security System
This one is a great money saving idea for those seniors that are homeowners. We’re living in 2018 and this means burglars are actively watching out for homes that don’t have home security systems. After all, why would they risk robbing a well defended home when there are tens of easier targets on in the same neighbourhood?
By installing a security system not only will you deter possible burglars away from your home, but will also save big money on your homeowners’ insurance policy. Installing an alarm system can get you approximately 10-20% off of your homeowners insurance(which is usually mandatory if you own a home).
And you might think that getting the system installed is going to cost you a lot, but luckily you’re in for some good news! In some cases, you’ll save more than what you pay for the system itself. House alarm companies are pretty desperate at the moment, so it’s quite easy to get a good deal. For example, one of the most reputable alarm system companies – ADT is offering over $800 in savings if you just pay the installation fee. This means that for just $99 you get a free alarm system for a whole year – and you can cancel after a year if you want.
This is especially important for seniors who live alone because it helps them get medical aid in case of an emergency. . Click here to get your $800 discount when installing a home alarm system.
6. Never Pay For Home Repairs
Many people simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.
7. Save On Medical Bills
It seems that year after year medical costs keep going up while our incomes don’t really keep the pace. Most retired people need to take some sort of medication, so it makes perfect sense that getting the right medical insurance is very important.
Discounts do change depending on location, so make sure you ask your insurer about what’s covered in your area. In fact, there are many benefits and discounts for seniors they don’t even know they can get.
8. Save on Life Insurance
Unfortunately, as we get older the premiums for life insurance keep increasing. In fact, typically the premium rises 9-10% for every year of age. For senior citizens it is therefore quite difficult to find a good policy after a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. The best way to get the cheapest life insurance policy is to compare quotes from multiple carriers, but that takes up a lot of time and energy. Thankfully, there are websites that will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.
9. Take Surveys and Get Paid
The truth is a lot of us have a lot of free time when we retire. We also have phones and laptops. So why not combine the two and make money from home? There are many websites out there helping people make money by answering surveys, but Survey Junky is by far the best one. You just need to provide them with some information about yourself and they will match you with surveys ordered by big brands. You can get the payouts via Paypal or via gift cards. To be honest, this won’t make you thousands each month, but it will pay for some expenses every once in a while and it only takes a few minutes a day.
10. Save $1,000s In Costly Car Repairs with FIXD
Have you ever gone to an auto repair shop for an oil change, only to have the mechanic say you need a new transmission? Or has the mysterious “check engine” light come on, and next thing you know the mechanic has a list of expensive engine parts that need replacing? Unfortunately, mechanics know taking advantage of people is easy, given their lack of knowledge about car maintenance needs.
But there’s a new device you can carry with you in your car to tell you exactly what’s wrong with it. If you own a car built after 1996 then you can use this brilliant new device called Fixd to instantly diagnose any car problems. This means the next time your “Check Engine Light” happens to come on, you’ll know exactly what the issue is and the Mechanics won’t be able to lie to you! In the United States alone, this product did over $50,000,000 in sales in 2017.
Click Here to Learn More About Fixd
11. VitaCup – Get Your Daily Dose Of Vitamins In A Cup Of Coffee Or Tea
Need a quick boost to activate your body and to enhance your energy levels? VitaCup is not your ordinary coffee..it’s a premium coffee infused with vitamins and packaged in a 100% recyclable, BPA-free Keurig® compatible format. VitaCup Coffee is the finest and healthy way to drinking coffee in your every morning schedule. All the VitaCup’s pods are made with 100% Arabica coffee beans that are sourced from farmers in South America.
Every pod contains an unique vitamin blend, which contains Vitamins B1, B5, B6, B9, B12, and D3, as well as Antioxidants. If coffee is not your preferred morning drink, VitaCup also has tea infused with vitamins. For example, VitaCup’s Green Tea pods contains all the above, plus Matcha and Moringa. The New Genius Blend contains all the above vitamins, plus MCT, Cinnamon, and Turmeric!
You can choose from multiple flavors such as French Vanilla, Gourmet House Blend, Gourmet Breakfast Blend, Gourmet Decaf Blend, Green Tea! Get 20% discount by clicking this link!
12. Get Extra Money For Your Retirement Years With a Reverse Mortgage
Now although a reverse mortgage is available to older homeowners, it’s still a loan and should be looked at as such. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. This could be a great option for you if you have a lot of home equity built up, but need some extra money to live during your retirement years. Many retirees have worked hard all their lives and have most of their money tied up in their homes but don’t want to sell because they enjoy the area they live in. That’s where a reverse mortgage can be particularly useful. You can visit MortgageAdvisor to learn more information.
13. Eliminate Body Pain by Massaging Your Feet – 50% Discount
Taking inspiration from the ancient practice of reflexology, Euphoric Feet will massage your way to better health. The magnetized insoles will stimulate precise pressure points on the soles of your feet to relieve strains, reduce pain, and boost your energy levels. Seniors can get 50% off by simply by using our link.
On each insole, there is 400 acupoints to target key areas of your body alongside healing magnets that will balance your body’s natural electromagnetic levels. Reduce your back pain and release harmful toxins from your body – Euphoric Feet is just like having a massage therapist wherever you go.
14. Save on a Personal Protection Alarm
Inspired by the Military, this innocent-looking device uses ear piercing sound to deter bad guys and is quickly becoming one of the most sought after safety devices! Right now you buy it at 66% off.
TigressAlert is a great little device that can protect you and your loved ones from an attack. You can use it to attract people’s attention in a dangerous or life-threatening situation. It works by producing a sound that is over 130 decibles – this is equivalent to the sound of a military jet engine taking off from an aircraft carrier. That’s louder than a jackhammer, car horn, or an ambulance siren!
TigressAlert conveniently clips onto your keys, or jackets for quick access in emergency situations. Concerned parents are massively ordering this tiny but powerful device for their children.
15. Keep Your Glasses Crystal Clear With Carbon Technology
Dirty lenses make seeing the world incredibly difficult and can also cause your eyes to quickly tire and ache, eventually leading to severe headaches. Peeps is a brand-new product that is already very popular among those who wear glasses. The Peeps eyeglass cleaner is designed to clean eyeglasses, sunglasses, and reading glasses in a quick and very effective way. This innovative product uses a unique invisible carbon cleaning formula that will safely remove oily fingerprints, facial oils, dust and dirt.
Peeps is the only product of its kind that uses Carbon Molecular Technology pads to thoroughly clean the entire surface of your lenses. The Carbon Technology also repels dirt and oil in order to protect your glasses in the future and give the lenses a longer life. Also, thanks to this brand new technology, you will keep waste to a minimum, because Peeps is a reusable product!
Peeps It’s also perfectly portable (measures 4x1x1 inches) and will fit in every purse!
The company is offering a jaw-dropping flash sale of “Buy 3 – Get 2 FREE” deal to all new customers. You can now grab Peeps for even less – and with FREE US Shipping!
16. 1HYDRO – Save Money On Bottled Water
The 1Hydro Bottle is a new and effective way to ensure you always have fresh and clean water wherever you go. This portable and convenient water bottle has 650ml capacity and it has an integrated bottle-cap compass. It also has a sleek wristband so that you’ll never lose it.
Do you know that bottled water may be hurting your health? A new study suggests plastic bottles release small amounts of chemicals over time that can cause nausea or dizziness. 1Hydro is BPA Free and because it filters 99.9% of the bacteria it can prevent possible diseases and it will provide you fresh, clean, great tasting drinking water – wherever and whenever you need it. You can fill 1HYDRO Bottle from any sink, drinking fountain or freshwater.
The 1HYDRO Bottle Filtration System is selling for 75% off the normal price! So it’s a good time to get them at the discounted price and save thousands of dollars a year!
17. KeySmart – Never Lose Your Keys Again
With KeySmart now people can turn their bulky, jingling, leg-poking key ring into a compact, comfortable and quiet key organizer! This futuristic durable key holder can hold up to 14 keys! Its Patented Symmetrical ‘S’ Design consists of two 3mm thick aluminum plates which make it super lightweight.
Plus, people can personalize their KeySmart by choosing from multiple colors (free of charge) and for a few dollars more, they can include accessories like Bottle Opener, Nano Light, USBs – turning that boring, annoying key ring into a handy, multipurpose tool!
You don’t have to worry about your car key because each KeySmart comes with a free loop piece to attach it next to your other keys. KeySmart is all about keeping things clean, organized, and in a modern fashion.
18. Often Drive After Hours? Watch These Amazing Glasses Turn Night Into Day!
Calling all commuters! Increase your safety when you are driving at night with a pair of light-weight anti-glare glasses! Plenty of us hate night driving—there’s no feeling quite like getting someone else’s high beams shined in your eyes. Did you know that the vast majority of car accidents happen at night and right before dawn? The risks of accidents are multiplied by eight in the dark, because most of the time the driver isn’t able to see properly on the road.
Your depth perception, ability to distinguish color, and peripheral vision are all worse in low-light conditions. NightGuide HD Driving glasses are lightweight and have polarized lenses that will reduce night driving glare and eye strain, and it will dramatically improve color, clarity and definition when driving at night.
Already wear glasses? No problem – you simply put on the NightGuide HD as an overlay over your existing prescription lenses.
Now you can get 2 pairs of NightGuide HD Driving Glasses with 50% Discount and you will also protect your loved one!
19. Plan On Changing Your Car?
If you are considering changing your car, we know that two of the most important things to do are finding a vehicle that meets your needs and deciding how to pay for it. More than 85 percent of new car purchases and 53 percent of used car purchases involve an auto loan. Due to the fact that the length of car loans offered by lenders has increased through the years, the average car loan for a new car now averages 69 months.
Secure financing for your new or used vehicle by applying online using this link and you could be driving your new care within days.
20. GlowBowl Fresh — Light & Air Freshener
The GlowBowl Fresh will transform ANY toilet into a party plus it features a built-in replaceable lavender air freshener, keeping your bathroom smelling great all the time!
No more leaving on the light all night and wasting energy! The GlowBowl Fresh is motion activated, light-sensitive and solves all those night time bathroom problems. With the touch of a button, you get your choice of 13 different colors in one device: blue, purple, aqua, yellow, red, white, green, and more. GlowBowl Fresh also has 5 stage dimmer feature that will allow you to set your desired level of brightness.
Millions of these are now lighting up toilet bowls and freshening the air in bathrooms nationwide! Get yours now and make your bathroom exciting.
21. Go Shopping
Banana Republic, Kohl’s, Marshall’s and Stein Mart
You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
22. Get Cheaper Hotel Rooms
If you want to settle down for the night someplace away from home you can be sure to get a discount at Marriott, Comfort Inn, Motel 6 and more.
Keep in mind that discounts may vary and change without notice.
- Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
- Red Roof Inn – option of “senior rate” when you book online, may not be available for all locations
- Choice Hotels – 10% discount if you book in advance (60+)
- Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
- La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
- Omni Hotels – varying offers at participating locations (55+)
- Motel 6 – 10% discount (60+). Call and book over the phone in order to get discount
- Wyndham Hotels – varying offers at participating locations (60+)
- Hampton Inns & Suites – 10% off when booked 72 hours in advance
23. Save on Groceries
Once you’ve used your senior discount at all of your favorite restaurants, you’ll need to buy some groceries. Lots of stores give a senior discount – you just need to ask.
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Fred Meyer – 10% senior discount on the first Tuesday of every month
- New Seasons Market – 10% discount every Wednesday
- Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly – varying discounts at participating locations
- Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
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